How Can Lakeland Banking Rates Help You?

Lakeland Banking Rates wants you to have the best information possible before you make a large or important financial commitment. Our network of Lakeland loan officers, mortgage brokers and other financial experts are standing by to start researching rates for you. Before you open an account, be sure to get your free credit report.

Our Featured Lakeland Bank Rate

More Lakeland Banks

Raymond James Bank, FSB

710 Carillon Parkway
Saint Petersburg, FL, 33716

Martin Credit Union

1727 Orlando Central Parkway
Orlando, FL, 32809

Fairwinds Credit Union

135 W Central Blvd, Suite 1220
Orlando, FL, 32801

Central Bank - Florida

20701 Bruce B. Downs Blvd
Tampa, FL, 33647

Insight Financial Credit Union

P.O. Box 4900
Orlando, FL, 32802

Cornerstone Community Bank

6300 4th Street North
Saint Petersburg, FL, 33702

See all Lakeland Banks

Current Lakeland Rates Update


The 30-year fixed mortgage rate just went lower to 4.72%, so now may be a good time for you to consider refinancing a home or buying one in Lakeland. Compared to the previous year, mortgage rates were at 5.59% for Lakeland and the rest of the country. The most recent drop of 0.7% is in reaction to the continually weakening U.S. employment picture, low housing activity after the $8,000 tax credit expired and a growing amount of foreclosures sweeping the nation.

Low Lakeland home loan rates are still not enough to ignite a rebound in home buying activity however. The current mortgage rate is now approaching the lowest home loan rate in recorded history, which was 4.71% in December of 2009 according to Freddie Mac. Low mortgage rates have been able to get more money into the pockets of consumers due to a flurry of refinancing activity thanks to the lower rates.

One year adjustable mortgages are at 3.91%, down from 3.95% last week. To give a better indication of where rates are from a year ago, 15-year mortgages were at 5.04% and ARM’s at 5.17%. If you plan on refinancing, odds are that home loan rates will not go much lower as they are already near historical lows. Refinancing can help you save more each month to go towards savings or other expenses.


Automatic Savings Plan in Lakeland, FL

One of the best ways to grow your savings in \{City/State\}, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.

Learn about the best savings accounts that meet your financial needs in \{City/State\} with the most competitive interest rates from our partner.

Get the Best Rates in Lakeland, FL

Lakeland Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Lakeland Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.

Lakeland Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Lakeland Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.

If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.

Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

Free Rate Resources in Lakeland, FL

Lakeland Banking Rates is rapidly becoming the premier Lakeland interest rate source. By working with thousands of financial companies, Lakeland Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:

Lakeland Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Lakeland Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Lakeland Banking Rates has just as many partners who can find the best rates for your based on your needs.

Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!


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