Finding the highest CD rates in Lakeland can be tough, but locating the best rates will get you that much closer to your savings goals.
Lakeland Banking Rates will help you locate the best CD rates by comparing available offers for you. We compile up-to-date rates information from our database of over 3,000 banks and credit unions to bring you only the most competitive rates in your area. 
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
1.10%
As of May 14, 2012
|
 |
CIT Bank
|
CD Account |
|
1.09%
As of May 15, 2012
|
|
Ally Bank
|
CD Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
1.15%
As of May 9, 2012
|
View Rate Details | Heritage Bank of Florida | CD Account |
|
1.05%
As of May 1, 2012
|
View Rate Details | Geico Credit Union | CD Account |
|
1.00%
As of May 17, 2012
|
View Rate Details | Florida West Coast Credit Union | CD Account |
|
0.95%
As of April 27, 2012
|
View Rate Details | First Green Bank | CD Account |
|
0.90%
As of May 9, 2012
|
View Rate Details | Publix Employees Credit Union | CD Account |
|
0.90%
As of May 2, 2012
|
View Rate Details | Trugrocer Credit Union | CD Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| Raymond James Bank, FSB - 12 Month CD Account | 0.25% to 0.20% | May 9, 2012 | |
| Publix Employees Credit Union - 2 Year CD Account | 0.95% to 0.90% | May 9, 2012 | |
| Valrico State Bank - 12 Month CD Account | 0.40% to 0.30% | May 2, 2012 | |
| Magnify Credit Union - 12 Month CD Account | 0.30% to 0.25% | Apr 27, 2012 | |
| Mutual of Omaha Bank - 12 Month CD Account | 0.45% to 0.40% | Apr 26, 2012 | |
| The Bank of Commerce - 12 Month CD Account | 0.85% to 0.70% | Apr 25, 2012 | |
CD rates can vary greatly depending on the term and location of the account. Don’t settle on the first rate you’re offered; researching the rates from all the banks and credit unions in your area will likely result in finding competitive offers you never knew existed.
Lakeland CD rates are very attractive this week. By looking at the state averages below, you’ll see that there are several banks and credit unions offering rates that blow them out of the water. The best CD account yields can have a positive effect on your finances – sign up for a certificate of deposit today if you don’t have one yet.
Lakeland Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.
A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Lakeland Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
