Top Lakeland Mortgage Rates This November

Have falling property prices enticed you into buying a new house? Current values may be low, but don’t forget to research Lakeland mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.

Current Best Mortgage Rates in Lakeland, FL

Depending on the type of mortgage you choose, the interest rates offered will vary. However, whether you end up with a fixed rate or adjustable rate mortgage, there is a lender with an affordable interest rate in Lakeland for you. Below are the local lenders currently offering the best mortgage rates this month:

Best Fixed Mortgage Rates in Lakeland

15-Year Fixed

• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0


• Fifth Third Bank: 3.25%
• • No Orig. Fees
  • Points: 0

30-Year Fixed

• JPMorgan Chase Bank, National Association: 3.75%
• • No Orig. Fees
  • Points: 0.38


• Branch Banking & Trust Company: 4.13%
• • No Orig. Fees
  • Points: 0


• Wells Fargo Bank, National Association: 4.13%
• • Orig. Fees: 1%
  • Points: 0.88

Lowest Lakeland ARM Rates

3/1 ARM

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 3.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 1
  • Caps: 2% per Adjustment Period

Be sure you verify these rates with the lender before you apply. These rates are accurate as of 11/01/11, but may change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Lakeland mortgage rate.