When you think about your financial future, do you think long term or short term? Do you look ahead to retirement or wonder how you’re going to make rent next week?
Instead of thinking about one of those two extremes, why not look ahead a year or two? You can achieve a lot with a smart investment–like a 24-month CD. Buying a new car, putting a down payment on a house, those are the big financial dreams that can be yours. 
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Lakeland, you can save quite a bit of money and help you and your family achieve your financial goals. 
With so many banking account options today, you can have your pick of the best available rates in Lakeland. Smart investors ensure that their bank account works for them, earning interest while they save. If you currently have money in a savings account, ask yourself, “Is this bank earning me the right amount of interest?” 
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Current Rates in Lakeland, FL 
It’s a new month, which means many banks and credit unions are changing their account interest rates in Lakeland.
If you’d like to improve the interest rate you’re currently earning, take a look at the list of top Lakeland interest rates below and see if there’s one you’re missing out on 
It’s getting close to the end of March and CD rates in Lakeland have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Highest Lakeland 6-Month CD Rates
- Magnify Credit Union: 2%
- Bay Cities Bank: 1.85%
- Florida West Coast Credit Union: 1.75%
Top Lakeland 12-Month CD Rates
- Magnify Credit Union: 2.25%
- Pinellas Credit Union: 2.1%
- Florida West Coast Credit Union: 2.05%
Best 24-Month CD Rates in Lakeland
- Magnify Credit Union: 2.6%
- Bay Cities Bank: 2.4%
- San Antonio Citizens Credit Union: 2.25%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
During a rocky economy, a Lakeland savings account can give your money the security it needs while still earning a little interest. Of course, finding the savings account in your area with the best interest rate will benefit your money the most.
The average savings account interest rate in Lakeland is presently 0.37% APY, but there are plenty of financial institutions nearby with better rates to offer. Below is a list of the current highest savings rates in and around Lakeland: 
Lakeland Banking Rates wants you to have the best information possible before you make a large or important financial commitment. Our network of Lakeland loan officers, mortgage brokers and other financial experts are standing by to start researching rates for you. Before you open an account, be sure to get your free credit report.
One of the best ways to grow your savings in \{City/State\}, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate. 